For VP HR · Directors of Benefits · CHRO's
Fewer Claims. Lower Per-Employee Spend. Benefits Your Workforce Actually Uses.
HealthcareLive gives HR and benefits leaders a single platform to reduce workers’ comp frequency rates, lower per-employee healthcare spend, and walk into every open enrollment with a story your CFO will approve and your employees will thank you for.
NPS 85.5 — employees love it
96% recommend to a colleague
–90% per-claim cost reduction
300+ languages
Your CFO is watching healthcare spend more closely than ever.
2026. HealthcareLive gives you the data, the outcomes, and the CFO-ready ROI narrative to defend, and grow your buisness
The HR Reality in 2026
The six pressures every benefits leader is
navigating right now.
HealthcareLive was built to solve all of them — not just one at a time, but together,
through a single platform your team manages without adding headcount.
through a single platform your team manages without adding headcount.
Buying trigger: Renewal window
"My CFO wants to cut benefits spend before the next renewal."
Rising premiums and a CFO scrutinizing every line item means HR is caught between holding benefits quality and hitting cost targets. You need a platform that does both.
Buying trigger: Low utilization data
"We're paying for benefits our employees don't actually use."
Generic wellness portals and telehealth apps with low engagement make your benefits budget feel wasted. Employees who don’t use their benefits aren’t getting healthier — or staying loyal.
Buying trigger: Workers' comp mod increase
"Our workers' comp frequency rate went up again this year."
More recordables, more claims, a rising mod rate — and every claim that escalates to surgery or indemnity means your experience rating compounds for the next three years.
Buying trigger: Open enrollment
"Open enrollment is coming and I need a win I can show employees."
Open enrollment is your highest-visibility moment. You need a benefits story that employees notice, HR can be proud of, and leadership sees as a strategic differentiator — not just a cost line.
Buying trigger: Vendor sprawl
"We're managing four separate health vendors and none of them talk to each other."
MSK platform. Telehealth app. Wellness portal. Urgent care line. Four contracts, four renewals, four admin logins — and employees who can’t figure out which one to use when they need help.
Buying trigger: PE or board scrutiny
"Leadership needs benefits to be a strategic advantage, not a cost center."
PE-backed or board-scrutinized companies expect HR to show healthcare spend with the same rigor as any other operating line. You need outcomes data, not anecdotes — structured for a finance audience.
Every Product. Every HR KPI.
One platform. Every program your
workforce needs — mapped to what
you're measured on.
HealthcareLive replaces your fragmented vendor stack with a single coordinated platform.
Each product below has a direct line to the HR metrics that matter at your next review.
Each product below has a direct line to the HR metrics that matter at your next review.
NEW
Benefits Platform
HealthcareLive Benefits — Complete Employee Benefits
Health, dental, vision, supplemental, MSK care, wellness coaching, and Virtual Urgent Care — all on one platform, all administered through one contract. The benefits package that wins open enrollment and gives your CFO a number they can defend.
HR KPIs this directly improves
- Per-employee healthcare spend — bundled, not fragmented
- Benefits utilization — 96% recommendation rate from day one
- Open enrollment engagement — a benefits story employees notice
- Vendor count & admin overhead — one platform, one renewal
Specialty Care · MSK
Muscle & Joint Care — 24/7 Digital MSK Clinic
The #1 driver of workers’ comp claims is musculoskeletal disorders. HealthcareLive’s digital MSK clinic connects injured employees to board-certified specialists in minutes — stopping a $500 sprain from becoming a $50,000 claim before it hits your experience rating.
HR KPIs this directly improves
- Workers' comp frequency rate — 83.6% resolved without outside care
- Mod rate trajectory — fewer claims entering your 3-year window
- Return-to-work speed — 40% faster than traditional pathway
- Per-employee injury cost — avg. $502 vs. $6,000+ industry baseline
Wellness Coaching
Personal Wellness & Fitness Coach
Every employee gets a dedicated health coach for fitness, nutrition, and mental wellbeing — through the same app they already use. A 6-month Apple Watch incentive drives sustained engagement from day one.
HR KPIs this directly improves
- Benefits utilization — tangible, personalized, not a generic portal
- Employee satisfaction & retention signal
- Mental health EAP access — integrated, not a separate call line
Virtual Urgent Care · 24/7
Virtual Urgent Care — See a Provider in Minutes
24/7 access to board-certified providers for non-emergency conditions — colds, infections, rashes, minor injuries. Prescriptions sent directly to pharmacy. Eliminates ER visits for the conditions that don’t require one, in 300+ languages.
HR KPIs this directly improves
- Per-employee ER visit cost — resolved at a fraction of the cost
- Absenteeism — faster care means faster recovery and return
- Workforce inclusivity — 300+ languages, zero access barriers
On-Site Programs
On-Site Athletic Trainers & Stretch & Flex
Deployed at your facility. Certified athletic trainers run stretch & flex programs, early risk identification, and on-the-spot injury intervention — before issues become recordables.
HR KPIs improved
- OSHA recordable rate — prevention at source
- Workers' comp frequency — incidents stopped before claims
Remote Injury Care
24/7 Remote Injury Care & Virtual Triage
Immediate specialist access for injured employees — wherever they are. Critical for distributed, remote, and multi-location workforces where on-site care isn’t always available.
HR KPIs this directly improves
- Equitable care access — every location, every shift
- Claim escalation rate — early triage stops unnecessary referrals
Compliance
Drug Screening & Compliance Programs
SAMHSA-compliant drug screening — administered through the same HealthcareLive network. Integrates with your injury and onboarding workflows without a separate vendor.
HR KPIs this directly improves
- Compliance coverage — DOT and OSHA-aligned
- Vendor consolidation — one less contract to manage
Open Enrollment Strategy
Win at open enrollment with a
benefits story your employees will
actually talk about.
Most open enrollments look the same — a PDF, a webinar, a deadline. HealthcareLive gives your HR team a benefits package with a real story: better care, immediate access, and a personal wellness coach. Employees notice that. Retention notices it too.
CFO-ready cost narrative, built in
Every HealthcareLive program delivers documented outcomes — so your enrollment pitch to employees is also a renewal pitch to finance. You don’t need to choose between the two.
→ –90% per-employee injury cost · 12x full-stack ROI
Benefits utilization that's actually measurable
85.5 NPS and 96% recommendation rate means HealthcareLive is a benefit employees tell their colleagues about — not one they forget the login for. Utilization data provided quarterly.
→ Platform used across 4.5M+ lives · 7,000+ employer locations
True workforce inclusivity — 300+ languages
Most platforms serve English-speaking employees. HealthcareLive operates in 300+ languages — meaning every member of your workforce, regardless of background, has equal access to care. That’s a benefits story worth telling at enrollment.
→ Available by app, phone, or on-site trainer
Employee incentives that drive adoption from day one
On-site enrollment days, free welcome kits, and an Apple Watch incentive at 6 months of active engagement — designed to drive utilization rates that make your benefits investment visible in the data.
→ Apple Watch at 6 months · Free wellness kit · On-site enrollment support
Employee Experience
Benefits employees actually use — and tell
their colleagues about.
The best benefits program is one employees engage with. HealthcareLive’s utilization
rates, satisfaction scores, and accessibility features are what turn a benefits line item into a
retention and culture asset.
rates, satisfaction scores, and accessibility features are what turn a benefits line item into a
retention and culture asset.
85.5
Open Enrollment Strategy
An NPS of 70 is considered outstanding in healthcare. HealthcareLive scores 85.5 — meaning employees don’t just use the platform, they actively recommend it to colleagues. That’s a culture signal your HR team can take to leadership with confidence.
96%
of users recommend HealthcareLive to a colleague
Word-of-mouth utilization means your HR team isn’t chasing employees to use their benefits. The platform does that work for you.
300+
languages supported — every employee has equal access
No other employer benefits platform comes close to this level of language accessibility. Critical for manufacturing, logistics, food production, and any workforce with diverse language backgrounds.
<10 min
average time to reach a board-certified specialist, 24/7
The fastest path from injury to care of any employer platform in the market. Employees experience the difference immediately — and remember it at every open enrollment.
App + Phone + On-Site
Three access modes — employees choose what works for them. No single point of failure, no access barrier.
Apple Watch at 6 Months
Engagement incentive that sustains utilization through the full plan year — not just the first month after enrollment.
Free Welcome Kit
Every employee receives a branded wellness kit at enrollment — a tangible reminder that their employer invested in their health.
Mental Health & EAP Integrated
Psychologist and psychiatrist access built into the same platform — not a separate number to call that employees never actually dial.
Introducing HealthcareLive Benefits — Win
at Open Enrollment with Real Savings.
Introducing HealthcareLive Benefits — Win at Open Enrollment with Real Savings.
A complete employee benefits solution built around the same specialty care network your
workforce already trusts. One vendor. One platform. One renewal conversation — with a
CFO-friendly cost story already built in.
workforce already trusts. One vendor. One platform. One renewal conversation — with a
CFO-friendly cost story already built in.
Muscle & Joint Care
24/7 MSK triage, digital PT, orthopedic specialists, and 100 care pathways — all through a free app and connected care team.
✓ Reduces workers' comp frequency rate directly
Personal Wellness Coaching
A dedicated health coach for fitness, nutrition, and mental wellbeing — personalized to each employee, not a generic wellness portal.
✓ Drives measurable benefits utilization
Virtual Urgent Care 24/7
Board-certified providers for colds, infections, rashes, and minor injuries. Prescriptions sent immediately. No ER wait, no appointment.
✓ Reduces absenteeism and ER utilization costs
Dental & Vision
Bundled dental and vision coverage administered on the same platform — no separate carrier, no separate enrollment process for your team to manage.
✓ Reduces vendor management overhead
Supplemental Coverage
Accident, critical illness, and short-term disability — integrated alongside core coverage, not bolted on through a fourth vendor.
✓ Strengthens total benefits package at enrollment
Mental Health & EAP
Psychologist and psychiatrist access built into the platform. Employees don’t have to navigate a separate EAP hotline to get support.
✓ Reduces burnout-related absenteeism and turnover
Benefits Brokers: HealthcareLive Benefits includes a co-sell partner program with competitive commission structure, co-branded benchmark reports, and exclusive industry cost data. If you work with a broker, ask them to contact us — we’ll make it easy for them to recommend HealthcareLive at your next renewal.
Vendor Consolidation
Replace your fragmented vendor stack with one platform your team actually wants to manage.
Benefits Brokers: HealthcareLive Benefits includes a co-sell partner program with competitive commission structure, co-branded benchmark reports, and exclusive industry cost data. If you work with a broker, ask them to contact us — we’ll make it easy for them to recommend HealthcareLive at your next renewal.
- One contract — not four. One renewal conversation with one partner who owns the outcomes.
- One admin platform — HR manages enrollment, utilization reporting, and employee communications from a single dashboard.
- One employee experience — employees never wonder which app to open or which number to call. One platform handles everything.
- One outcomes report — quarterly data across all programs in a format ready for your CFO, not a stack of PDFs from four different vendors.
- Reduced vendor management overhead — fewer contracts means fewer quarterly business reviews, fewer renewal negotiations, and fewer implementation projects pulling your team's time.
HR Objections — Answered
Every question you'll face before getting this approved — answered here.
We know the internal approval journey for a benefits change. We’ve made it easier — with the answers your CFO, your legal team, and your skeptical colleagues will ask for.
"Our employees already have too many apps. They won't adopt another one."
HealthcareLive consolidates — it doesn’t add. Employees trade 3–4 separate apps (telehealth, wellness portal, EAP, injury line) for one. The platform is available by app, phone, or on-site trainer — employees choose their preferred access method. 96% of users recommend it, which means word-of-mouth does a significant portion of the adoption work for you.
✓ NPS 85.5 · 96% recommend · App + phone + on-site access · No additional device required
"My CFO won't approve this without a solid ROI number."
We’ll build the CFO narrative for you. Every HealthcareLive proposal includes a custom ROI model based on your headcount, industry, and current claim data — structured for a finance audience. The platform delivers a documented 7x ROI on benefits alone, and 12x when combined with workers’ comp. We can provide a guaranteed savings model for qualified employers if your CFO requires contractual language.
✓ Custom ROI model provided in 48 hours · 7x–12x documented ROI · Guaranteed savings model available
"We just renewed our benefits plan. We can't switch mid-year."
HealthcareLive Benefits is designed to work alongside or replace existing coverage depending on your situation — making a mid-year or next-renewal implementation both viable. For employers who aren’t ready to replace their existing plan, HealthcareLive can be layered on top as a specialty care and wellness overlay, delivering measurable outcomes before your next full benefits renewal.
✓ NPS 85.5 · 96% recommend · App + phone + on-site access · No additional device required
"We have employees in multiple locations with different
HealthcareLive was built for distributed, multi-location workforces. The platform covers 7,000+ employer locations, operates in 300+ languages, and combines on-site athletic trainers, remote virtual triage, and a nationwide specialist network — so every employee, regardless of location, has equitable access to the same quality of care. This is especially critical for manufacturing, logistics, maritime, and construction employers.
✓ 7,000+ locations · 300+ languages · On-site + virtual + in-person coverage · All industries
"How do I show internal stakeholders this is worth the change management?"
We handle most of the change management for you. HealthcareLive provides co-branded email campaigns, on-site enrollment support, employee welcome kits, personalized risk assessments, and a dedicated launch team — so your HR team isn’t managing a platform rollout on top of everything else. We’ll also provide quarterly utilization reports and outcome summaries in a format that’s ready for leadership presentations.
✓ Turnkey onboarding · Co-branded comms · Quarterly outcomes reporting · Dedicated launch support
"We've tried wellness platforms before. Employees use them for a month then forget."
Most platforms fail on engagement because they’re generic. HealthcareLive drives sustained utilization through personal health coaches, not just content; through Apple Watch incentives at 6 months to reward ongoing engagement; and through a claims and care platform that employees actually need when they get hurt — which creates repeated, meaningful touchpoints throughout the year, not just at enrollment.
✓ Personal coach (not a portal) · Apple Watch at 6 months · MSK care creates year-round touchpoints · 85.5 NPS sustained
From HR Leaders Like You
What VP Benefits and HR Directors
say after their first year with
HealthcareLive.
What VP Benefits and HR Directors say after their first year with HealthcareLive.
“The most important priority for my organization is to have employees seen and diagnosed quickly. HealthcareLive delivers.”
Alex R.
Safety Coordinator – White Castle Roofing
✓ Used to win at open enrollment · CFO approved renewal
“Healthcarelive has been instrumental in providing us with expedited care for orthopedic needs for our crew members. The team of professionals at HealthcareLive are reliable and efficient to help us achieve our expectations.”
Michael B.
Director of Medical Networks – Royal Caribbean
✓ Reduced workers' comp frequency rate · Q-o-Q data for CFO
“I trust HealthcareLive to keep my workers out of urgent care centers, keeping them at work and receiving meaningful care promptly.”
Troy N.
Safety Director – Gerelco
✓ Workforce inclusivity · High utilization across all language groups
Implementation
From signed contract to
employees enrolled in four steps
— we do the heavy lifting.
HealthcareLive’s onboarding team manages rollout, communications,
and employee activation. Your HR team stays informed and in control —
without adding a platform launch to your Q1 to-do list.
and employee activation. Your HR team stays informed and in control —
without adding a platform launch to your Q1 to-do list.
Leadership Kickoff & Comms
Co-branded email campaigns for executive awareness and employee enrollment. All materials written and designed by HealthcareLive — ready to send from your HR email.
Personalized Risk Assessment
Employee health risk survey via email and text with auto-scheduling — surfaces high-risk individuals first so care engagement starts with the employees who need it most.
Day-One Live Access
All enrolled employees get immediate 24/7 access to Virtual Urgent Care, MSK triage, and wellness coaching from day one — no training sessions or IT deployment needed.
On-Site Enrollment Day
In-person activation with free welcome kits at each enrolled location. Sustained engagement tracked and reported quarterly with outcomes data ready for your next CFO review.
Apple Watch at 6 months engagement
Get Started
Turn benefits into a strategic advantage — starting with open enrollment.
Talk to a HealthcareLive Benefits Advisor and walk away with a custom proposal your CFO can approve and your employees will notice. We’ll have it ready within 48 hours.
What you’ll receive: Custom ROI model · Benefits overview deck for leadership · Implementation timeline · Open enrollment toolkit · Benchmark data by industry
Custom benefits proposal in 48 hours
Built for your workforce size, industry, and open enrollment timeline — not a generic brochure.
CFO-ready ROI narrative included
We’ll build the finance-facing case alongside the employee-facing story so you go into your internal approval meeting with everything you need.
Open enrollment toolkit & comms templates
Co-branded email templates, employee-facing one-pager, and enrollment-day guide — so your team isn’t starting from scratch.
Industry benchmark report
Per-employee healthcare spend and workers’ comp frequency data for your specific industry — context your benefits team can use in every stakeholder conversation.
Talk to a Benefits Advisor
For HR directors, VP Benefits, and CHROs. We respond within one business day with a custom proposal — not a sales script.
No spam. HIPAA & SOC2 compliant. We’ll build your 3-year mod rate projection, recordable cost model, and site deployment plan before the call — so the first conversation is immediately productive.
Turn benefits into a strategic advantage.
Lower per-employee spend. Higher
employee satisfaction. A CFO who
approves the renewal.
Talk to a Benefits Advisor today and we’ll have a proposal — including your
CFO’s ROI model — ready within 48 hours.
Trusted by Volvo · Coca-Cola · Chewy · Royal Caribbean · Berkshire Hathaway · Caterpillar · Energizer
